Personal Grants- Funding for your Personal Needs
There are state and local personal assistance programs available and community outreach programs that provide for housing and other basic needs. Monies are made available to organizations and state and local agencies to help low income families by providing programs for food, shelter and clothing, transportation, job training, health care and education. The federal government provides Pell grants to low income students who demonstrate a financial need to help them pay for their college and university education.
Personal assistance programs may be available to assist low or middle income families with purchasing a home, home repairs and renovations, green and energy efficiency improvements, mortgage assistance, rental assistance, utility bill assistance, education, public transportation, health care, general giving exposes, consumer debt, training for jobs for persons who are unemployed, legal services, child care and day care, clothing and other programs. There are personal assistance programs available for disabled persons to help them fix their homes so that they can live independently and for their home health care medical assistance. These assistance programs are separate from Medicaid and Medicare.
The best way to access personal grants information is to check your grants.gov or your state website to find out what kinds of grants for personal assistance programs are available in your area.
Applying for Grants and Personal Assistance
When you apply for grants or personal assistance programs, you must read the funder’s guidelines carefully to make sure you are eligible for the assistance. Pay attention to eligibility requirements and exclusions. You don’t want to waste your time applying for a program you do not qualify for. Be sure to answer all the questions on the application, and submit any supporting documentation. Pay attention to submission dates. The funder’s contact information will also be located on their website in case you have questions. Submit your application in the format the funder requests as well. Some funders want an electronic copy, while others want both an electronic copy and hard copy mailed to them. There is no limit as to the number of grants you can apply for personal assistance. Grants do not have to be repaid like loans. Your credit scores and history are not a factor that is considered when awarding the assistance either.
Personal assistance programs are available in most communities for a variety of different uses. Non-profit organizations and private businesses and corporations may also provide personal assistance programs in partnership with state agencies. To find private personal assistance programs, you can check on various organization websites. You may need to apply to multiple programs in order to find funding because there is a lot of competition for personal assistance programs.